Opinion
Indian fintech enters its profit era: Jefferies
India’s fintech sector is entering a new phase of maturity. After years of rapid expansion, FY25 marked the industry’s first profitable year, with aggregate profit after tax (PAT) turning positive. According to a Jefferies report, the sector’s aggregate PAT improved from a loss of ₹116 billion in FY22 to a profit of ₹23 billion in FY25. Over the same period, industry revenue grew nearly five-fold from ₹209 billion in FY21 to ₹1,033 billion in FY25 and is projected to reach ₹2,396 billion by FY30, implying an 18 per cent CAGR. As growth moderates across key segments, fintech fir
The Cockroach Janta Party Protest: A New Political Movement or the Same Old Playbook?
When Every Anti-Corruption Crusade Becomes the Very System, It Swore to Dismantle, India Must Ask Harder Questions About Power, Money, and Accountability In a familiar tableau that has played out repeatedly across India's democratic landscape, the Cockroach Janta Party (CJP) has launched a high-profile public protest, complete with demands directed at the ruling dispensation, media-friendly optics, and the unmistakable ambition of political relevance. The party has put forward three demands and entered into public discussions with the ruling party — moves that, on the surface, suggest
“Our Children Deserve Better”- Education Reformer Sonam Wangchuk's Day 21 Ignites Soul-Searching Over Education Crisis, Police Action, and the Erosion of Democratic Trust
Heart of a Nation Fasting: As the scorching sun set over Jantar Mantar on Saturday, July 18, 2026, the air was thick with a palpable mix of hope and anxiety. Climate crusader, innovator, and beloved educator Sonam Wangchuk entered the 21st day of his indefinite hunger strike, his frail body bearing the weight of a moral crusade that has sparked a national debate far beyond the improvement of India's education system. The examination paper leaks—affecting multiple competitive exams including NEET and state-level tests—have impacted an estimated 4.5 million students across India this
Development, Democracy and the Citizen Who Feels Forgotten
For years, Indians have been told that the nation is progressing at an unprecedented pace. New highways are built, airports are inaugurated, skylines are transformed, and record-breaking economic achievements dominate political speeches. Development has become the most celebrated word in public life. Yet, beyond the advertisements, slogans, and televised celebrations, there is another India quietly asking a simple question: Development for whom? The ordinary citizen does not measure progress through government campaigns or corporate presentations. Progress is measured by the quality o
Rashmi Bansal's column: Why are today's youngsters afraid to commit to each other?
There are two types of parents in the world: One who is 'unaware' of his children's antics. And secondly, who are 'upset' with the antics of their children. I am referring to those 'children' who, by appearance and by law, have become adults. But in the eyes of parents, there are still 'children'. And maybe always will be. Everyone knows that nowadays boys and girls create profiles on dating apps, meet each other, but parents in the 'unknown' category think – they must be doing it, my Pappu is not like that. When they ask their darling, they get an instant answer, otherwise. I don't get in
Dr. Ram Charan's Column: Three Questions Every Business Leader Should Ask Again and Again
In six decades of advising CEOs and boards of directors around the world, I have seen businesses succeed and fail. The difference between them is rarely just in terms of resources, technology, or talent. The real difference is clarity. Leaders who build long-lasting businesses return to three basic questions over and over again. Not once, not during an annual review, but consistently. These questions are not a checklist. But they do give us a direction. First question: Does the customer need our products? This is the most important question in business. And after having initial success, most l
N. Raghuraman's column: How can you become 'unforgettable' in people's minds?
Who can take inspiration from Nishadraj Guha mentioned in the Ramayana, who made people cross the river without any expectation? In modern times, it is not necessary to become a sailor like Guh. They can also build bridges. If they do this, they not only transport people from one bank of the river to the other, but also transport the farmer's produce to the nearest market so that he can support the family, a student can go to the school in the next village and a pregnant woman can get better medical care. This is what Padma Shri Girish Bhardwaj did. In 1989, the people of his birthplace Aletti
Shashi Tharoor's column: One-sided understanding may not work on today's India
Last month, Narendra Modi became the country's longest-serving elected prime minister. He surpassed the hero of the freedom struggle, Jawaharlal Nehru, who had served in office for 4,398 days after the first general election. However, Nehru had led India for five years before that and Indira Gandhi also served as Prime Minister for the longest time overall, but not consecutively. Modi undoubtedly falls into his category as one of the three most influential leaders of independent India. Modi has already led India's deepest realignment since 1947, due to which we have seen dazzling progress in e
India’s antiquated law on contempt of court restricts personal liberty and must be overhauled
After having raised the issue of whether the clubby and secretive collegiums system actually preserves the independence of the judiciary former Supreme Court judge, Justice Markandey Katju, has now trained his guns on India’s antiquated contempt of court law. He has made the valid point, in this newspaper, that judicial supremacy cannot be based on the law of kings in a democracy.
India’s best hope is that the Budget due February 2015 chooses growth and jobs
The presidential address to Parliament on June 9, 2014 had focussed nearly exclusively on projects and schemes, eschewing policy. Therefore, many had eagerly awaited the budget speech for a policy vision of the new government. Unfortunately, it too left observers guessing on whether the government would tackle tough reforms or rely principally on better implementation.
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