Jul 31, 2026

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Opinion







Indian fintech enters its profit era: Jefferies

July 29, 26 Vadodara Live

India’s fintech sector is entering a new phase of maturity. After years of rapid expansion, FY25 marked the industry’s first profitable year, with aggregate profit after tax (PAT) turning positive. According to a Jefferies report, the sector’s aggregate PAT improved from a loss of ₹116 billion in FY22 to a profit of ₹23 billion in FY25. Over the same period, industry revenue grew nearly five-fold from ₹209 billion in FY21 to ₹1,033 billion in FY25 and is projected to reach ₹2,396 billion by FY30, implying an 18 per cent CAGR. As growth moderates across key segments, fintech fir

The Cockroach Janta Party Protest: A New Political Movement or the Same Old Playbook?

July 24, 26 Rahul Vyas

When Every Anti-Corruption Crusade Becomes the Very System, It Swore to Dismantle, India Must Ask Harder Questions About Power, Money, and Accountability In a familiar tableau that has played out repeatedly across India's democratic landscape, the Cockroach Janta Party (CJP) has launched a high-profile public protest, complete with demands directed at the ruling dispensation, media-friendly optics, and the unmistakable ambition of political relevance. The party has put forward three demands and entered into public discussions with the ruling party — moves that, on the surface, suggest

“Our Children Deserve Better”- Education Reformer Sonam Wangchuk's Day 21 Ignites Soul-Searching Over Education Crisis, Police Action, and the Erosion of Democratic Trust

July 18, 26 Rahul Vyas

Heart of a Nation Fasting: As the scorching sun set over Jantar Mantar on Saturday, July 18, 2026, the air was thick with a palpable mix of hope and anxiety. Climate crusader, innovator, and beloved educator Sonam Wangchuk entered the 21st day of his indefinite hunger strike, his frail body bearing the weight of a moral crusade that has sparked a national debate far beyond the improvement of India's education system. The examination paper leaks—affecting multiple competitive exams including NEET and state-level tests—have impacted an estimated 4.5 million students across India this

Development, Democracy and the Citizen Who Feels Forgotten

July 06, 26 Rahul Vyas

For years, Indians have been told that the nation is progressing at an unprecedented pace. New highways are built, airports are inaugurated, skylines are transformed, and record-breaking economic achievements dominate political speeches. Development has become the most celebrated word in public life. Yet, beyond the advertisements, slogans, and televised celebrations, there is another India quietly asking a simple question: Development for whom? The ordinary citizen does not measure progress through government campaigns or corporate presentations. Progress is measured by the quality o

Rashmi Bansal's column: Why are today's youngsters afraid to commit to each other?

July 11, 26 Vadodara Live

There are two types of parents in the world: One who is 'unaware' of his children's antics. And secondly, who are 'upset' with the antics of their children. I am referring to those 'children' who, by appearance and by law, have become adults. But in the eyes of parents, there are still 'children'. And maybe always will be. Everyone knows that nowadays boys and girls create profiles on dating apps, meet each other, but parents in the 'unknown' category think – they must be doing it, my Pappu is not like that. When they ask their darling, they get an instant answer, otherwise. I don't get in

Dr. Ram Charan's Column: Three Questions Every Business Leader Should Ask Again and Again

July 11, 26 Vadodara Live

In six decades of advising CEOs and boards of directors around the world, I have seen businesses succeed and fail. The difference between them is rarely just in terms of resources, technology, or talent. The real difference is clarity. Leaders who build long-lasting businesses return to three basic questions over and over again. Not once, not during an annual review, but consistently. These questions are not a checklist. But they do give us a direction. First question: Does the customer need our products? This is the most important question in business. And after having initial success, most l

India’s antiquated law on contempt of court restricts personal liberty and must be overhauled

July 11, 26 Vadodara Live

After having raised the issue of whether the clubby and secretive collegiums system actually preserves the independence of the judiciary former Supreme Court judge, Justice Markandey Katju, has now trained his guns on India’s antiquated contempt of court law. He has made the valid point, in this newspaper, that judicial supremacy cannot be based on the law of kings in a democracy.

India’s best hope is that the Budget due February 2015 chooses growth and jobs

July 11, 26 Vadodara Live

The presidential address to Parliament on June 9, 2014 had focussed nearly exclusively on projects and schemes, eschewing policy. Therefore, many had eagerly awaited the budget speech for a policy vision of the new government. Unfortunately, it too left observers guessing on whether the government would tackle tough reforms or rely principally on better implementation.

If cops guard veggies now, crooks could well come up with new crimes

July 11, 26 Vadodara Live

Perhaps outnumbering its regular guardians of the law India has a self-appointed ‘moral police’ — who dictate what people may or may not do — as well as a ‘book police’ who regulate what people can read or write. Now, if Delhi’s Lieutenant Governor Najeeb Jung has his way, the capital might have a ‘veggie police’ as well.

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